on the edge of my seat!
my boy is at it again:i'm on the edge of my seat.
of course this came to me via email right after i opened a letter from our pirate ship, uh, i mean, "insurance" company - questioning me about bebe's most recent visit to the e.r. after he ripped half of his toe off on the post office door. the bill was $1000.00. one tetanus shot alone was $456.00. "someone" is making a killing, no?
the baby and i have insurance, will doesn't. he can't get it. well, he can, but the premiums would be through the roof, pre-existing condition whatnot. we pay out of pocket for lousy coverage. we basically have this plan in case anything goes horribly wrong - high deductible, etc... and boy do we ever pay. i think it costs us around $400 a month, with roughly 1/3 going to a health savings account. it covers no well child visits or office visits for either of us. i'm still trying to figure out what it does do at this point... i've thought of dropping mine, but i'm currently being monitored for potentially cancerous cervical cells, and i know if do, there will be a needed surgery. i've been down this road before. so here we are. i suppose this is what happens when "you don't work hard enough." i guess 5 jobs between us doesn't exactly count...
but i digress.
apparently, our insurance company is looking for a way to weasel out of paying for the vaccines that bebe was given at the visit, though that is the only thing that the plan does cover. perfect. i had to fill out three forms and a detailed description of what landed him in the e.r. and mail it back in. i imagine that his not having had any prior vaxes will play into this somehow.
bad mommy. bad bad bad mommy. now you'll pay even more!
i'm on the edge of my seat.
health care, my ass.
there is nothing in this country that remotely resembles health CARE. those of us who are "lucky" enough to have coverage get the run around when we try to actually use the insurance. clear as mud.
say it with me: universal health care! this is a bit dated, so it is safe to adjust the numbers below for the worsening truth.
- Why doesn’t the United States have universal health care as a right of citizenship? The United States is the only industrialized nation that does not guarantee access to health care as a right of citizenship. 28 industrialized nations have single payer universal health care systems, while 1 (Germany) has a multipayer universal health care system like President Clinton proposed for the United States.
- Myth One: The United States has the best health care system in the world.
- Fact One: The United States ranks 23rd in infant mortality, down from 12th in 1960 and 21st in 1990
- Fact Two: The United States ranks 20th in life expectancy for women down from 1st in 1945 and 13th in 1960
- Fact Three: The United States ranks 21st in life expectancy for men down from 1st in 1945 and 17th in 1960.
- Fact Four: The United States ranks between 50th and 100th in immunizations depending on the immunization. Overall US is 67th, right behind Botswana
- Fact Five: Outcome studies on a variety of diseases, such as coronary artery disease, and renal failure show the United States to rank below Canada and a wide variety of industrialized nations.
- Conclusion: The United States ranks poorly relative to other industrialized nations in health care despite having the best trained health care providers and the best medical infrastructure of any industrialized nation
- Myth Two: Universal Health Care Would Be Too Expensive
- Fact One: The United States spends at least 40% more per capita on health care than any other industrialized country with universal health care
- Fact Two: Federal studies by the Congressional Budget Office and the General Accounting office show that single payer universal health care would save 100 to 200 Billion dollars per year despite covering all the uninsured and increasing health care benefits.
- Fact Three: State studies by Massachusetts and Connecticut have shown that single payer universal health care would save 1 to 2 Billion dollars per year from the total medical expenses in those states despite covering all the uninsured and increasing health care benefits
- Fact Four: The costs of health care in Canada as a % of GNP, which were identical to the United States when Canada changed to a single payer, universal health care system in 1971, have increased at a rate much lower than the United States, despite the US economy being much stronger than Canada’s.
- Conclusion: Single payer universal health care costs would be lower than the current US system due to lower administrative costs. The United States spends 50 to 100% more on administration than single payer systems. By lowering these administrative costs the United States would have the ability to provide universal health care, without managed care, increase benefits and still save money
- Myth Three: Universal Health Care Would Deprive Citizens of Needed Services
- Fact One: Studies reveal that citizens in universal health care systems have more doctor visits and more hospital days than in the US
- Fact Two: Around 30% of Americans have problem accessing health care due to payment problems or access to care, far more than any other industrialized country. About 17% of our population is without health insurance. About 75% of ill uninsured people have trouble accessing/paying for health care.
- Fact Three: Comparisons of Difficulties Accessing Care Are Shown To Be Greater In The US Than Canada (see graph)
- Fact Four: Access to health care is directly related to income and race in the United States. As a result the poor and minorities have poorer health than the wealthy and the whites.
- Fact Five: There would be no lines under a universal health care system in the United States because we have about a 30% oversupply of medical equipment and surgeons, whereas demand would increase about 15%
- Conclusion: The US denies access to health care based on the ability to pay. Under a universal health care system all would access care. There would be no lines as in other industrialized countries due to the oversupply in our providers and infrastructure, and the willingness/ability of the United States to spend more on health care than other industrialized nations.
- Myth Four: Universal Health Care Would Result In Government Control And Intrusion Into Health Care Resulting In Loss Of Freedom Of Choice
- Fact One: There would be free choice of health care providers under a single payer universal health care system, unlike our current managed care system in which people are forced to see providers on the insurer’s panel to obtain medical benefits
- Fact Two: There would be no management of care under a single payer, universal health care system unlike the current managed care system which mandates insurer preapproval for services thus undercutting patient confidentiality and taking health care decisions away from the health care provider and consumer
- Fact Three: Although health care providers fees would be set as they are currently in 90% of cases, providers would have a means of negotiating fees unlike the current managed care system in which they are set in corporate board rooms with profits, not patient care, in mind
- Fact Four: Taxes, fees and benefits would be decided by the insurer which would be under the control of a diverse board representing consumers, providers, business and government. It would not be a government controlled system, although the government would have to approve the taxes. The system would be run by a public trust, not the government.
- Conclusion: Single payer, universal health care administered by a state public health system would be much more democratic and much less intrusive than our current system. Consumers and providers would have a voice in determining benefits, rates and taxes. Problems with free choice, confidentiality and medical decision making would be resolved
- Myth Five: Universal Health Care Is Socialized Medicine And Would Be Unacceptable To The Public
- Fact One: Single payer universal health care is not socialized medicine. It is health care payment system, not a health care delivery system. Health care providers would be in fee for service practice, and would not be employees of the government, which would be socialized medicine. Single payer health care is not socialized medicine, any more than the public funding of education is socialized education, or the public funding of the defense industry is socialized defense.
- Fact Two: Repeated national and state polls have shown that between 60 and 75% of Americans would like a universal health care system (see The Harris Poll #78, October 20, 2005)
- Conclusion: Single payer, universal health care is not socialized medicine and would be preferred by the majority of the citizens of this country
- Myth Six: The Problems With The US Health Care System Are Being Solved and Are Best Solved By Private Corporate Managed Care Medicine because they are the most efficient
- Fact One: Private for profit corporation are the lease efficient deliverer of health care. They spend between 20 and 30% of premiums on administration and profits. The public sector is the most efficient. Medicare spends 3% on administration.
- Fact Two: The same procedure in the same hospital the year after conversion from not-for profit to for-profit costs in between 20 to 35% more
- Fact Three: Health care costs in the United States grew more in the United States under managed care in 1990 to 1996 than any other industrialized nation with single payer universal health care
- Fact Four: The quality of health care in the US has deteriorated under managed care. Access problems have increased. The number of uninsured has dramatically increased (increase of 10 million to 43.4 million from 1989 to 1996, increase of 2.4% from 1989 to 1996- 16% in 1996 and increasing each year).
- Fact Five: The level of satisfaction with the US health care system is the lowest of any industrialized nation.
- Fact Six: 80% of citizens and 71% of doctors believe that managed care has caused quality of care to be compromised
- Conclusion: For profit, managed care can not solve the US health care problems because health care is not a commodity that people shop for, and quality of care must always be compromised when the motivating factor for corporations is to save money through denial of care and decreasing provider costs. In addition managed care has introduced problems of patient confidentiality and disrupted the continuity of care through having limited provider networks.
- Overall Answer to the questions Why doesn’t the US have single payer universal health care when single payer universal health care is the most efficient, most democratic and most equitable means to deliver health care? Why does the United States remain wedded to an inefficient, autocratic and immoral system that makes health care accessible to the wealthy and not the poor when a vast majority of citizens want it to be a right of citizenship?
Conclusion: Corporations are able to buy politicians through our campaign finance system and control the media to convince people that corporate health care is democratic, represents freedom, and is the most efficient system for delivering health care.
support this dude.
i'm on the edge of my seat.
Labels: american so-called health care, sicko